Essential Nature

The Suggested Equal Monthly Payment shown above may be greater than the required minimum monthly payment that will be on your billing statement when you use the 12 month promotional financing offer. This estimated payment:

• Equals the promotional purchase amount divided by 12 (excluding taxes and shipping charges) rounded to the next highest whole dollar.
• Would pay off the promotional purchase amount within 12 months, but only if there are no other balances on your account at any time during the 12 month promotional period and you make your payments on time. Your total payments will equal the amount of the promotional purchase amount.

If the promotional purchase amount is not paid in full within 12 months, interest will be charged to your account from the purchase date and your total payments will be greater than the amount of the promotional purchase amount.

IMPORTANT: The information about the Suggested Equal Monthly Payment shown assumes the following promotional financing offer is applied to the purchase:

No Interest if Paid in Full Within 12 Months*

On purchases with your Carpet One credit card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 12 months. Minimum monthly payments required.